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| 001 | 000046050467 | |
| 005 | 20201021134047 | |
| 006 | m d | |
| 007 | cr | |
| 008 | 201005s2014 ja a ob 000 0 eng d | |
| 020 | ▼a 9784431550105 | |
| 040 | ▼a 211009 ▼c 211009 ▼d 211009 | |
| 050 | 4 | ▼a HG178.33.B3 |
| 082 | 0 4 | ▼a 332.095492 ▼2 23 |
| 084 | ▼a 332.095492 ▼2 DDCK | |
| 090 | ▼a 332.095492 | |
| 245 | 0 0 | ▼a Seasonality and Microcredit ▼h [electronic resource] : ▼b the case of northern Bangladesh / ▼c Abu S. Shonchoy, editors. |
| 260 | ▼a Tokyo : ▼b Springer Japan : ▼b Imprint: Springer, ▼c 2014. | |
| 300 | ▼a 1 online resource (xvii, 107 p.) : ▼b ill. (some col.). | |
| 336 | ▼a text ▼b txt ▼2 rdacontent | |
| 337 | ▼a computer ▼b c ▼2 rdamedia | |
| 338 | ▼a online resource ▼b cr ▼2 rdacarrier | |
| 490 | 1 | ▼a SpringerBriefs in economics, ▼x 2191-5504 |
| 500 | ▼a Title from e-Book title page. | |
| 504 | ▼a Includes bibliographical references. | |
| 505 | 0 | ▼a Chapter 1 Introduction -- Chapter 2 Overview and current practice of Micro-finance across the world -- Chapter 3 Seasonality affecting Micro-credit in Bangladesh -- Chapter 4 Socio-economic scenarios of the sampled areas with sample data -- Chapter 5 Details of the experiment design -- Chapter 6 Impact of micro-credit on migration and food consumption -- Chapter 7 Repayment behaviour of borrowers -- Chapter 8 Conclusion. |
| 520 | ▼a The mismatch between credit repayments and income seasonality can create serious distortions. However, typically Micro-Finance Institutes (MFIs) do not provide any adjustments due to the income seasonality. For instance in Northern Bangladesh, Income and consumption downfalls during the time of post-Aman rice plantation seasons are quite regular phenomenon which is locally known as “Monga”. Poor landless agricultural wage laborers suffer the most due to this seasonality and usually they face difficulty to smooth their consumptions. As a result, it is extremely difficult to arrange the regular weekly loan repayments of the micro-credit, which they have taken during the productive part of the year. Using field experiments through RCTs in Northern Bangladesh, we randomly assigned seasonality adjusted flexible micro-credits and traditional rigid micro-credit to different borrowing groups. Examining the repayment behavior of the borrowers in the context of geographical classifications and loan designs; employing both survey and experimental methods, this study allows us to see the consequences of flexible loan repayment rules during the lean periods, and how they affect both MFIs and participating borrowers. The findings of this study have important policy implications for MFIs and policy-makers of the developing countries. | |
| 530 | ▼a Issued also as a book. | |
| 538 | ▼a Mode of access: World Wide Web. | |
| 650 | 0 | ▼a Microfinance ▼z Bangladesh. |
| 650 | 0 | ▼a Seasonal variations (Economics). |
| 700 | 1 | ▼a Shonchoy, Abu S. |
| 830 | 0 | ▼a SpringerBriefs in economics. |
| 856 | 4 0 | ▼u https://oca.korea.ac.kr/link.n2s?url=http://dx.doi.org/10.1007/978-4-431-55010-5 |
| 945 | ▼a KLPA | |
| 991 | ▼a E-Book(소장) |
소장정보
| No. | 소장처 | 청구기호 | 등록번호 | 도서상태 | 반납예정일 | 예약 | 서비스 |
|---|---|---|---|---|---|---|---|
| No. 1 | 소장처 중앙도서관/e-Book 컬렉션/ | 청구기호 CR 332.095492 | 등록번호 E14035327 | 도서상태 대출불가(열람가능) | 반납예정일 | 예약 | 서비스 |